Uninsured & Underinsured Motorist Coverage

If you’re involved in a motorcycle accident and the at-fault driver doesn’t have any insurance at all or doesn’t have enough insurance to fully compensate you for losses, uninsured and underinsured motorist bodily injury insurance may cover the costs of your damages.

Uninsured Motorist Coverage (UM)

In the event that you are injured by someone who has no insurance, UM coverage protects you. Typical policy limits in North Carolina include:

  • $30,000 per person/$60,000 per accident (minimum required in North Carolina),
  • $50,000 per person/$100,000 per accident,
  • $100,000 per person/$300,000 per accident,
  • $300,000 per person/$300,000 per accident,
  • $250,000 per person/$500,000 per accident,
  • and greater.

Underinsured Motorist Coverage (UIM)

In the event that the at-fault driver doesn’t have enough insurance to cover all of your injury expenses, UIM protects you. Typical policy limits in North Carolina include:

  • $50,000 per person/$100,000 per accident,
  • $100,000 per person/$300,000 per accident,
  • $300,000 per person/$300,000 per accident,
  • $250,000 per person/$500,000 per accident,
  • and greater.

Call a North Carolina motorcycle accident attorney from Henson Fuerst today at (919) 781-1107 or complete a free initial consultation form. We can help you interpret your policies to make sure you get the medical treatment you need.

Talk with us for Free.

The Henson Fuerst attorneys are always ready to talk to you about your case at absolutely no cost to you. We’ll answer questions that you may have and help you get back on your feet.

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Our Locations

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RALEIGH OFFICE

3110 Edwards Mill Rd
Suite 210
Raleigh, NC 27612
(919) 781-1107
Fax: (919) 781-8048
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ROCKY MOUNT OFFICE

2317 Sunset Ave.
Rocky Mount, NC 27804
(252) 443-2111
Fax: (252) 443-9429
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BOONE OFFICE

(828) 295-7469

*By Appointment Only

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