Plaintiff was a 20 year old college student involved in a multi-car crash that caused the car in which she was a passenger to go off of the highway, go up an embankment, overturn and strike a large highway sign. Her injuries included a dislocated left hip, fractured left forearm, a fractured leg, fractured collarbone, compression fractures in multiple vertebrae in her spine, and fractures in multiple fingers. Her injuries required multiple surgeries and an extensive hospital and rehabilitation stay. The settlement represented all available insurance coverage, including an underinsured coverage that Plaintiff’s counsel discovered through a Minnesota auto policy.