Plaintiff was a 23 year old woman who was a student and hospitality worker who suffered severe injuries when a dump truck crashed into the right side of her car. Plaintiff’s injuries included a lacerated spleen, a dislocated and fractured left hip, fractured ulnar bone in left arm, fractured left knee cap, fractured left ankle, and multiple fractured ribs on her left side. Her injuries permanently affected her ability to work in the hospitality industry. Despite claiming contributory negligence as a defense, we were ultimately able to negotiate an offer that represented the insurance limits on the commercial policy covering the dump truck.