What Happens to SSD Benefits When You Reach the Age of Retirement?

Individuals who currently receive SSDI benefits want to ensure that they are not left without an income once they hit their full retirement age. If you’re wondering what will happen to your Social Security disability benefits once you reach full retirement age, the following information will help.

What is the Full Retirement Age?

Full retirement age, also known as FRA, is the age when you are entitled to 100% of your Social Security benefits.

For people born between 1943 and 1954, the full retirement age is 66. If you were born in 1955, it is 66 and 2 months. The full retirement age increases gradually for those born between 1955 to 1960 until it reaches 67. For those born in 1960 and later, retirement benefits are payable at age 67.

Can I Collect Both Retirement and Social Security Disability Benefits?

At full retirement age, your SSDI payment will automatically convert to retirement benefits. For most beneficiaries, the amount will remain the same. An exception is if you’re receiving workers’ compensation benefits or “public disability benefits” from a government job and did not pay taxes with SSDI. These additional benefits can reduce your Social Security Disability payment but ends when you hit full retirement age. 

How a Lawyer Can Help

Laws regulating Social Security and retirement benefits can be overwhelming. A skilled and knowledgeable North Carolina Social Security Disability attorney can help you better understand your retirement options, as well as the Social Security benefits you should be receiving. Additionally, should your benefits be denied, an attorney can represent you in court.

Contact Henson Fuerst today—call (866) 677-0420 or complete a free initial consultation form.

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