If you drive a motor vehicle in the U.S., you are legally obligated to have insurance regardless of where you live. However, car insurance is not one-size-fits-all, and the specifications could vary based on your car type, where you live, and your individual needs. At Henson Fuerst, we believe drivers should select insurance coverage with […]
Car Insurance Requirements in North Carolina Read More »
Unfortunately, car insurance rates increase for almost all American drivers after an accident. Even those not-at-fault can expect their car insurance premium to rise by about 4% following a crash. On average, car insurance premiums go up 49%, or $348 per year post-accident. There may be exceptions based on factors such as the state, insurance
How Much Does Car Insurance Increase After an Accident? Read More »
Have you ever considered the fact that your magazine subscriptions could factor into the price of your auto insurance policy? If you’re scratching your head right now, you’re likely not the only one. While we expect that our car insurance rates will go up after certain events (involvement in a crash, addition of a young
Auto Insurers May Use Personal Data to Determine Policy Price Read More »
A life insurance policy is supposed to protect you and your family in the event of death. But some life insurance companies deny benefits for many reasons. If you are the beneficiary of a life insurance policy that was denied, don’t give up. Some insurance companies will deny life insurance benefits due to a late
The Most Common Reasons We See for Life Insurance Claim Denials Read More »
In the event of an accident of you or a loved one, an Accidental Death Policy helps provide financial protection and stability. The policy benefit can be used to help cover out-of-pocket medical expenses, lost wages, and/or other expenses – alleviating monetary costs and allowing you to focus on what really matters, the death of
According to The Social Security Administration’s most recent report, the percentage of applicants awarded benefits at the initial claims level averaged 23%. This means that almost 77% of all applicants that try to get social security disability benefits on their own, are initially denied. Mike, a Raleigh resident, was part of that 77% that was
When a loved one dies, the effects can be emotionally and financially devastating. Life insurance policies should provide financial stability after a loved one dies, but what happens if you cannot locate the policy? If you think that a person had a life insurance policy or annuity contract that you cannot find, here are some
What To Do When A Life Insurance Policy is “Lost”? Read More »
There are over 28,000 registered mopeds statewide, and moped owners in North Carolina need to be aware of important new regulations. Recent changes to North Carolina law will impact the type of insurance that moped owners are required to carry. This new law is an important step toward protecting the safety of all drivers. Here
New Laws Require North Carolina Moped Drivers to Carry Liability Insurance Read More »
On August 24, DePuy Orthopaedics, a division of Johnson & Johnson, sent a letter to doctors announcing a recall of two of their hip replacement systems, the ASR XL Acetabular System, and the ASR Hip Resurfacing System. Why? Because they have a higher-than-usual failure rates, causing people to have to have second surgeries to replace
DePuy Hip Replacement Recall Raises More Questions Read More »
I had to read these articles several times before I figured out what gave me that queasy feeling, like I just ate something slimy. Blue Cross Blue Shield of North Carolina (BCBSNC) is a master of spin. Maybe that’s what caused the queasy feeling–too much spin. Without retracing too much history, I’d like to start
Blue Cross Blue Shield Is Not Fooling Anyone Read More »